BVR

Bank Vlasnyy Rakhunok — a digital bank for "Silpo" guests

With my card, shopping at "Silpo" is super beneficial! More balobonus points for purchases, no limit on the amount, both personal and credit funds — all in your smartphone. You can open a virtual card in just 3 minutes using the Bank Vlasnyy Rakhunok app.

Perks for shopping at "Silpo" with the Bank Vlasnyy Rakhunok card:

• 10% cashback on Ukrainian goods under the 'National Cashback' program.

• Up to 3% back in balobonus points for food purchases

• Free card top-ups at the cash registers

• Cash withdrawals at all "Silpo" cash registers, unless there is an air raid warning

• Additional exclusive promotions and discounts

How to get the card?

• Download the Bank Vlasnyy Rakhunok mobile app

• Verify your documents via the "Diia" app, fill out the form, and set your PIN

• Get your virtual card in 3 minutes, add it to Apple/Google Pay, and use it immediately!

• Want a physical one? Get it at the "Silpo" cash register, and the money for it will be refunded as balobonus points after the first purchase.

The same balobonus points:

• 1% in balobonus points guaranteed for food purchases at "Silpo"

• Spend more than 10,000 UAH anywhere with my card — get 2% in balobonus points for food purchases at "Silpo" next month

• Buy "Premiya" products, Silpo's brand — "Silpo" will return 3% in balobonus points

• Use your balobonus points at "Silpo", MAUDAU, LOKO — quick food delivery as early as the next day after purchase

• 1 balobonus = 1 UAH — for the maximal benefit!

About credit:

• Virtual credit card in your Apple/Google Pay wallet

• Credit limit up to 100,000 UAH, with a grace period of up to 62 days

• Interest rates during the grace period — 0.00001% per month

• Interest rate after the grace period is 3% per month, with an annual equivalent of 43.1%

Installment payments:

• Installment payments for shopping from 500 UAH

• I will refund the entire receipt amount to your card

• Pay in equal installments over 3 months with no extra charges

• Monthly commission — 2%

About currency cards:

• Opening a currency card in USD or EUR — free

• Virtual card in the app without plastic

• Cash top-ups through Bank Vostok and non-cash transfers from card to card — free

• Convenient way to buy currency online without commission. Check the rate in the bank’s app

• Currency converter — check the exchange rate online in the bank's app

• Instant currency transfers to a foreign bank card, with a commission of only 1%

About deposits:

• Interest rates for UAH deposits with terms up to 12 months, ranging from 7% to 14.5% annually

• Interest rate for currency deposits with a term of 95 days — 0.1% annually

• Deposit currency: UAH, USD, EUR

About "Nazbyratus":

• Open "Nazbyratus" and save for your dreams — 5% per year, calculated daily

• Free access to funds — deposit and withdraw whenever you want

About payments and transfers:

• 0% commission for express money transfers from card to another Ukrainian bank

• Pay for utilities, electricity, and mobile top-ups with no commission — easy top-ups

• Quickly pay for train tickets, MVS fines for traffic violations, pension fund payments, and donations to the Armed Forces of Ukraine — with no commission

• Expense history, convenient transfers, tracking, and fast money movement

• Apply for OSCPW insurance

• Smart expense tracking — track all expenses, bills, and finances

Bank chat support:

• Chatbot in convenient messengers

• 24/7 support

• Notifications with interesting facts and news from Bank Vlasnyy Rakhunok

Well, do you want to try? Download the Bank Vlasnyy Rakhunok app and get your card easily and online! 🚀

📌 Website: https://bvr.ua

📌 JSC "BANK VOSTOK" — Banking license from the National Bank of Ukraine №204 from 18.10.2011, in the state register of banks №283, Ukraine, Kyiv